Afinoz Digitalizing Finance

We as a loan aspirant share a common dream – getting loan at low interest rate. And what would be better than that when we can get that loan from one of the most prominent lenders of India. Here, we are talking about  SBI Personal Loan  which can be availed at competitive interest rate. About SBI personal loan The  State Bank of India  is India’s largest public sector bank, having over 24000 branches across the country. SBI personal loan is known to offer facilities such as zero prepayment, minimum processing fees, and low interest rates and so on and no wonder that it is one of the largest lenders in the country. 10 golden reasons why you should opt for SBI personal loan- Attractive interest rates Loan amount as per your requirement Convenient loan tenures Transparent procedures Goes easy on the customer Less processing time Wide operational network Different loans schemes for different groups of customers Special personal loan products for low-s

You never know when monetary needs knock on your door and on many occasions, you may not quite have the savings that would be sufficient enough to meet these sudden financial challenges. A personal loan can be your best friend on such occasions so that you can ‘weather the storm’ with ease. As income is a major criterion of getting a  personal loan online , we have received inquiries from many low-salaried professionals regarding whether their low salary will be a deterrent in getting an instant personal loan. All such low salaried professionals can have a sigh of relief! Yes, you can avail a personal loan even with your low salary. Cash crunches can become even more deadly for such low salaried professionals. Many lenders such as  SBI personal loan , HDFC personal loan or  ICICI personal loan   etc have acknowledged the need for personal loans in these professionals and have come up with various special credit products. Here we w

A personal loan is meant to address the short-term financial needs of an individual. Usually, personal loans are designed keeping in mind the needs of the salaried /self-employed class or people who have a continuous source of income. But that does not mean that you can’t get a personal loan if you are currently jobless or are unemployed for the time being. What are the Best Ways to Get Personal Loan for Jobless/Unemployed people? Speak to your banker If you used to get a high and steady income earlier and also had an excellent repayment history, especially with the bank where you had your salary account, you should apply for personal loan at this bank. Three important factors, namely, your credit history, income tax returns and employment history may be of much help here. If you are still not able to get through, try to get an instant personal loan from any of the co-operative banks. As they do not have stringent eligibility criteria, you may end up getting your loan app

A personal loan can be your best friend when you are in distress or in urgent need of money for any other reasons. Different Personal loan products have been designed keeping in mind the distinct needs of the salaried /self-employed class or people with a continuous source of income. When you want to  apply for personal loan , you can choose from lots of options such as  SBI personal loan ,  HDFC personal loan or  ICICI personal loan  etc. Everything you should know about HDFC personal loans. Interest rates HDFC personal loan interest rate is different for different customers, depending on their income, credit profile, bargaining power etc. The interest rate of  HDFC personal loan  is currently in the range of 14.75 % to 20.70 % for the salaried and self-employed class. However, this is subject to periodic changes. Loan amount You can apply for HDFC personal loan for any amount from Rs 50000 to Rs 15 lakhs, depending upon your requirement. You may add the income of yo

Emergency or unplanned expenses can drop in at any time in our lives.  Personal loans  can provide you with the fastest solution in such situations as these loans are disbursed quickly and with minimum documentation. When you want to apply for personal loan, you can choose from lots of options such as  SBI personal loan ,  HDFC personal loan ,  ICICI personal loan  etc. How to Apply for an ICICI Personal Loan A) Check your ICICI bank personal loan eligibility ICICI bank offers personal loans up to a maximum of Rs 20 lakh for your diverse requirements. You may visit any ICICI bank branch to initiate your loan approval process. A more convenient option will be to apply online through efficient facilitators such as Afinoz.com. ICICI personal loan eligibility for salaried individuals– Age limit –  Minimum 23 years at the time of application and maximum 58 years at maturity. Minimum Monthly Income-  Rs 25000 for residents of Mumbai & Delhi and Rs 20000 for resident

A personal loan works as your savior when you are in urgent requirement of funds to meet some exigencies. Personal loans are usually designed keeping in mind such urgent needs of the salaried /self-employed class or people who have a continuous source of income. When you want to apply for personal loan, you are left with many options to choose from such as  SBI personal loan ,  HDFC personal loan ,  Axis Bank personal loan ,  ICICI personal loan  etc. Here we will tell you about the salient features of an Axis Bank personal loan. 1. Competitive interest rates Axis bank personal loan interest rate is different for different customers, depending on their income, credit profile, bargaining power etc. The interest rate of axis bank personal loan is currently in the range of 15.75 % to 24 % for the salaried and self-employed class. However, this is subject to periodic changes. 2. Processing fees When you apply for a personal loan by axis bank personal loan, you will be asked