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After you get married with dream girl, you not only share life with your partner but your earning and expenditures too! The biggest and worst challenge that most young earning pairs face is to manage their earning finances. Here are some of the better post-nuptial financial planning tips that every newly married couple should consider using. It is necessary to have a short, medium and long term monetary plans that can be used as a yardstick for measuring your monetary success. It also keeps a tab of the road map you have set for attaining your joint goals. These goals may be further categorized into needs and wants to mark their prominence. The table below is an example of a general financial goal. For Short and Medium Term- v   Accumulate Saving - According to various surveys in a year 6 Month income spends in yardstick. v   Buy Insurance Policies - Since you have worked hard to figure a solid monetary footing for you and your family; you want to be assured that eve

Yesterday Supreme Court gives a big decision against Builders in the favour of flat owner that flat owner can go to consumer forum for appealing against builders and for securing his benefits as a consumer. Consumers can make, complaints against:- A)   Any unfair trade practice or restrictive trade practice adopted by the trader. B)   Defective goods. C)   Deficiency in service. D)   Excess price charged by the trader. E)   Unlawful goods sale which is hazardous to life and safety when used. For More Detail Visit At:-   www.afinoz.com/blog.php   and  Contact at www.afinoz.com And article reference from- http://economictimes. indiatimes.com/wealth/real- estate/flat-owners-can-join- hands-to-move-national- consumer-forum-against- builders-sc/articleshow/ 57285762.cms

Home Loans Building his own home is a dream for most Indians. This is one of the most highly valuable dreams for every person. In real estate prices fluctuation mean rising and falling constantly with changing in the rates interest and banking policies, home buyers or purchaser need to be especially very careful while financing or getting finance for his homes. Home Loans are become a much mandatory function in current life for engaging in a transaction that involves as more money for building, buying or purchasing your own home. Here’s denoted how the process for applying and disbursal of home loans work in current scenario: Home Loan Process: Applying for a home loan: In current time scenario by providing a fully filled formal application form for a home loan along with few details like your personal information and on the basis of that information the bank will judge your eligibility for the loan that has been applied for. Click here to Understand or check

Impact of Budget 2017 on personal income tax: Who pays more, who pays less and by how much or how less?  Yesterday we see how much changes have in tax slab and the impact of those changes. Here we will discuss who will pay less personal income tax and who will pay more personal income tax following the finance minister’s personal tax proposals in Budget 2017. Once the FM’s proposals of Budget are implemented:  1.  A person with taxable income (after deductions such as Section 80C and Etc.) of Rupees 3.5 lakh will pay a tax of Rupees 2575 as against Rupees 5150 payable earlier.  2.  Persons with taxable income or earnings over Rupees 5 Lakh up to Rupees 50 Lakh will pay Rupees 12875 less (including the cess saved), according to EY. 3.  However, individuals with taxable income over Rupees 50 lakh up-to Rupees 1 crore will be paying a flat surcharge of 10% on the total tax payable by them. For example, an individual earning gross total income of Rupees 60 lakh will pay (a

Upcoming Indian Union Budget 2017-18 In the current financial set-up of the nation both small and big reforms are expected from the ministry of finance. Though all the big financial reforms have been made, the expectation, eagerness and will is now expected with the coming session of budget which is in progress. All the expertise of financial analysis is of the view that upcoming budget will help the economy to be on accurate track.  Major expectations from Union Budget 2017-2018: Here are the few points that may be key takeaways of the upcoming budget session. 1.      Steps to be taken to move towards a pensioned society by promoting and facilitating pension plans 2.      Promotion of affordable housing is one of the key highlights of this budget 3.      Mobilization of resources for the agriculture sector, the rural economic sector and steps to foster a cleaner and better environment 4.      The current government aims at offering certainty in the taxation process a