Afinoz Digitalizing Finance

Banks/NBFC CURRENT RATE OF INTEREST* HDFC  bank 10.99% TO 20% ICICI bank 10.99% TO 20% Axis bank 11.49% TO 20% Tata capital 11.49% TO 20% RBL bank 14% TO 20% Indusind bank 18% TO 20% Kotak Mahindra 18% TO 20% Fullerton India 13.5% TO 28% Bajaj Finserv 14.5% TO 20% IIFL 13% TO 22% MUFIN finance 13% TO 22% Incred finance 11.49 TO 24% If you ask any Indian consumer, what is the best way to increase the chances of getting a loan from the bank? Maximum will say that by submitting your jewellery, house, or property as collateral or by having a prosperous relative/ friend as your guarantor for the loan. But it is no longer so. You can get a loan without submitting security or collateral from a bank or a financial institution. Most consumers are not aware of unsecured loans such as personal loans that require no collateral and also have low-interest rates. Personal Loans  are the instant solution in an emergency cash crunch. These are fastest disbursed loans and require

ICICI बैंक लोन  के साथ करें अपना सपना पूरा | एफीनोज़ .कॉम पे अप्लाइ करें  ICICI पर्सनल लोन के लिए और  पायें  1%   कैशबैक    और   ढ़ेरो   आकर्षक   उत्सव का मौसम आकर्षक उपहारों और एक्साइटिंग डील्स का समय है। आप सोच रहे होंगे कि इस साल आपको क्या आकर्षक उपहार मिलेंगे? यही ना? इस दीवाली करें अपने सपने साकार, ICICI बैंक  & एफीनोज़ फाइनेंस के साथ| पायें 1% तक का कैशबैक और ढ़ेरो आकर्षक उपहार अपने पर्सनल लोन राशि पर|   ICICI बैंक   लोन   की   विशेषतायें शुरुआती व्याज दर मात्र 10.99% 12 महीने से 5 साल तक का लोन टेन्यूर किसी भी उद्देश्य के लिए पैसे का उपयोग करने की पूर्ण स्वतंत्रता सुविधाजनक पेमेंट ऑप्शन किसी भी उद्देश्य के लिए पैसे का उपयोग करने की पूर्ण स्वतंत्रता वेतनभोगी व्यक्तियों (सेलरीड) के लिए दस्तावेजों की सूची पहचान का सबूत: पासपोर्ट / ड्राइविंग लाइसेंस / मतदाता आईडी / पैन कार्ड (कोई भी) निवास का सबूत: लीव एंड लाइसेन्स एग्रीमेंट / यूटिलिटी बिल (3 महीने से अधिक पुराना नहीं) / पासपोर्ट (कोई भी) नवीनतम 3 महीने बैंक स्टेटमेंट (जहां वेतन / आय जमा है) पिछले 3 महीनों के

This festive season, take a personal loan via Afinoz and get cashback upto Rs 5000 and movie tickets.  Gear Up for the Big Occasion! The ‘Festival of Lights’ is round the corner. With all the festivity around, it also provides you with an excellent opportunity to start something afresh and gift your loved ones. Diwali is not only synonymous with sweets, home decorations, home improvement and worshipping the Goddess Lakshmi with golds, gifts and money. People look for driving a new car home, spending on jewellery and booking apartments also. The real estate and luxury markets thrive during this period. A  personal Loan Can be Your Best friend It’s obvious that a source of funds is necessary to cater to different requirements and celebrate Diwali in its full fervor. A  personal loan  can be something you can think of to meet these fund requirements. It is meant to address short-term financial needs as mentioned above and one can borrow for a minimum of one year to a maximum

Are you planning to invest in equity mutual funds ? Read this article to understand a few basic nuances that you should know about equity mutual funds before investing. Equity mutual funds are inves ted in equities (stocks and shares of companies). These are high-risk funds as there are equal chances of earning huge profits as well as bearing losses in some cases. But it is the first choice for investors as it provides high returns. It is a tough task to build your diversified mutual fund investment basket. However, it becomes relatively easier if you know the basic difference between various mutual fund types. Below mentioned are different types of equity mutual funds: Large Cap Funds Large-cap funds are those equity mutual funds where the investment is made in blue-chip companies that have large market capitalization. The return on investment is relatively lower than other equity mutual funds but the risk factor is also very less. However, the return is at le

Taking home loan is a huge responsibility, but a co-applicant can help you to share your debt-burden and increase the chance of getting a higher loan as the income of co-applicant will also be considered by the lender. Who is a co-applicant? A co-applicant is a person who applies along with the primary borrower for a home loan. It is not mandatory to have a co-applicant and lenders also do not mandate it except in a few conditions. However having a co-applicant makes it easier to comply with the eligibility criteria set by bank since income of both applicants is clubbed and, therefore, they can have access to a bigger loan if they wish to. For example, if your monthly salary is Rs 50,000 and you want an amount of Rs 10 lakh as home loan. Based on your income, you can’t get this amount. But if you add a co-applicant earning Rs 40,000 per month, then lenders will consider your combined income to disburse the loan. However, in certain scenarios, the income of the co-applica

Buying a home is a lifelong dream for many of us and since making a down-payment of lakhs of rupees to buy our dream-home is not practically viable for everybody, we almost always end up going for a 'Home Loan' or 'Housing Loan'. Most probably, 2 out of 3 people reading this article would have either taken a home loan or at least would be thinking about going for a home loan. As with many things in our country, there are some misconceptions about housing loans which effectively scare us from moving forward. The purpose of this article is to help you understand the truth about those common misconceptions. 1. Fixed interest rate is better than floating interest rate Home Loans usually come in two forms - one with a fixed rate of interest and the other with a floating rate of interest. If you are someone who doesn't want to risk the fluctuation that is possible on home loan rates, you can choose the fixed rate option. However, there is a catch here - Even if in futu

A myth is a widely held but false belief or idea. Mutual Funds have given rise to many myths. These myths habitually give rise to undue fears and concerns in the mind of investors and keep them away from fully realizing the  benefits of Mutual Funds . We are trying to break wrong notions generally associated with investments in mutual funds through this blog. Using simple language and anecdotes from daily life, Afinoz has enlightened investors about the true facts of mutual fund investments. We hope this will help clear your doubts and misconceptions about mutual funds and make you an informed investor. Afinoz, India’s finest investment service provider portal, which will help you understand the basics of financial planning and guide you on your path to meeting your financial goals. Our objective is to make you aware and informed so that you make the right investment decision. Myth 1 - Mutual funds are only for the long term Mutual funds are useful for every investment pu